Category Buyer Tips

Closing Costs When Buying a Home Explained

The Funny Agent, Dan DeCapua, shows you the trade secrets you need to know to be prepared for the closing on your home. Dan’s expert advice and save you a bundle. Let Dan walk you through the process and save you the time, money and hassle of going it alone.

What To Do Before Closing on Your New Home

The Funny Agent, Dan DeCapua, walks you through everything you need to know to make an educated home purchase in an ever evolving marketplace. It’s especially important to be prepared for the closing. Dan shows you how to be prepared.

What is a Home Inspection and How to Hire a Great Inspector

The Funny Agent, Dan DeCapua, walks you through the steps of hiring a home inspector as part of the process of purchasing a new home. Dan tells you all the tips and tricks you need to hire a great inspector and purchase your home with the least amount of frustration.

What a Buyers Agent Does For You

The Funny Agent, Dan DeCapua, explains how a buyer’s agent can be an essential partner in the purchasing a new home. Everything from coaching your through the process to assisting you in the getting the best deal possible. Dan will show you why purchasing a home with the help of a buyer’s agent is essential to making the process go as smoothly as possible.

10 Mistakes Home Buyers Make

The Funny Agent, Dan DeCapua, will show you the 10 most common mistakes that home buyers make when purchasing a new home. Don’t feel overwhelmed by all the ins and outs of the home purchasing process. Let Dan show you how to make the most savvy and educated deal possible.

5 Reasons Your Relocation Agent Sucks!

Working with a Relocation Agent or RELO? The Funny Agent, Dan DeCapua, walks you through everything you need to know about Relocation Agents and how to make an educated home purchase in an ever evolving marketplace.

How to Buy a Home with Just 1% Down

The Funny Agent, Dan DeCapua, shows you the trade secrets you need to know in order to purchase your new home with just a 1% down payment. Dan’s expert advice an save you a bundle. Let Dan walk you through the process and save you the time, money and hassle of going it alone.

What You Need to Know Before Buying a Condo

The Funny Agent, Dan DeCapua, shows you the trade secrets you need to know in order to purchase your condo. Dan’s expert advice an save you a bundle. Let Dan walk you through the process and save you the time, money and hassle of going it alone.

BUYERS: 10 Mistakes that Home Buyers Make That Can be Avoided

one Using the wrong loan type and not taking advantage of local grants and programs. Make sure you talk to an experienced Realtor that will set you in the right direction. Not all lenders are licensed or qualified to take advantage of local programs. Of course they will not tell you there is a better product out there so do your research.
two Waiting too late to start their home search. You need to give yourself 3-4 months before the end of your lease or start of new job to make sure that you have enough time to find the right home at the right price.
three Not understanding closing costs. Buying a home is more than just a down payment so make sure you understand all the costs and fees involved in purchasing. See this blog post: http://aahouses.com/real-home-purchasing-costs/
four Skipping a home inspection to save money. Never a good idea.
five Hiring an inexperienced Realtor or mortgage lender out of obligation to a friend or family member. This can be a tough decision but it’s probably the most important financial decision of your life. Ask your friend or family member for a referral so they can be part of the process and share in your experience.
six Buying a home that’s simply too far away. This is a mistake I see far too often. Make sure you think about your future when buying a home because there is one thing you cannot put a price on and that’s… time. If you have to travel over an hour to work and you have a family think about those 2 hours a day and how important they are.
seven Buying a “starter home.” Back in 2005 many people thought they were going to buy a starter home (including myself) and when the bottom dropped out they were stuck. I give every buyer the same advice; “Do not buy a home that you wouldn’t be happy in for 10 years.” There are no guarantees where the market and home prices will go so make a smart decision.
eight Spending the maximum amount on their preapproval. Your purchase should be made on the monthly payment and not the final purchase price of the home. Don’t leave yourself “house poor.”
nine Not starting the pre-approval process early enough. If you are unsure of your credit circumstances and savings make sure you start working with a reputable mortgage lender early in the process. Many credit issued can be resolved in just a few months but don’t wait until it’s too late.
ten Having unrealistic expectations. I have buyers that have been looking for over 3 years for the “perfect home.” In those 3 years they have spent over $30,000 on rent and could have made that home that wasn’t quite perfect more than adequate. Be realistic with your wants, needs and expectations so you don’t drive yourself crazy!